The barrier to creating, accessing, and distributing currency has been lowered. A financial revolution is underway, and decentralization is being coded into it from the very beginning — The song “ghost town (voice memo)” by Chloe George has over 42 million streams on Spotify. Clocking in at two minutes and seventeen seconds, “ghost town” sounds like an edgy teenager sat down in front of her bedroom synth, pressed record on her iPhone 8, and started singing the first…